Finance Creativity That Actually Makes Sense
Most business owners think finance is just spreadsheets and tax returns. We've spent twelve years proving that creative financial thinking can unlock opportunities you didn't know existed.
See How We Work
Three Ways We Think Differently
Financial strategy doesn't have to follow the same tired playbook everyone else uses. Here's where we break from tradition.
Structure Before Strategy
We redesign how your business organises revenue streams first. Most advisers jump straight to tactics. That's backwards. When you change the structure, the tax advantages and growth paths become obvious.
Quarterly Pivots
Annual planning died somewhere around 2019. We review your position every quarter and adjust. Markets shift. Customer behaviour changes. Your financial approach needs to keep pace.
Capital Creativity
Banks aren't your only option for growth funding. We map alternative capital sources that match your risk profile and timeline. Sometimes the answer is customer financing. Sometimes it's strategic partnerships.
Forecasting That Holds Up
Financial projections are usually guesswork dressed up in Excel. We build models based on your actual customer acquisition costs, conversion patterns, and seasonal fluctuations. Then we stress test them against three different market scenarios.
It takes longer. But you'll actually trust the numbers when you're making decisions in August 2025 about your early 2026 expansion.
Cash Flow Surgery
We've seen profitable businesses collapse because of timing gaps between payables and receivables. Our cash flow redesigns focus on payment term negotiations, staged billing systems, and strategic use of early payment discounts.
One manufacturing client shaved 18 days off their cash conversion cycle just by restructuring supplier relationships and customer payment schedules.
Real Situations We've Navigated
Retail Expansion Without Debt
A homewares retailer wanted a second location but refused traditional loans. We structured a supplier partnership where inventory was consigned until sold, reducing upfront capital needs by 60%. Store opened in March 2025.
Service Business Restructure
A consulting firm was profitable on paper but constantly tight on cash. We moved them from monthly retainers to project-based pricing with 50% upfront deposits. Cash reserves tripled within five months.
Start With A Financial Reality Check
Most business owners know something feels off with their numbers but can't pinpoint exactly what. We start every engagement with a three-hour diagnostic session where we map your actual cash movements, identify constraint points, and outline two or three structural changes that could shift your position.
No proposals. No sales pressure. Just clear analysis of where you are and what options exist. If we're the right fit to implement changes, great. If not, you'll still walk away with a clearer picture.
Book Diagnostic Session Read More Cases
Tiberius Holvang
Financial Strategy Director
Former investment analyst who got tired of abstract models. Now I work with businesses where decisions have immediate consequences. Been at omeralivex since 2019.